**Insurance reimbursement can feel like a mystery for many Medical Exercise Professionals—**you're delivering results, but not getting paid. That was reality for Kevin James, MES—until he discovered the six essential criteria for claim approval. His journey from frustration to reimbursement success offers a clear roadmap for every MedExPRO ready to get paid for the work they’re already doing. Read on and learn how Kevin learned how to manage his MET insurance claim.
Client Name: Joan D.
Age: 62
Primary Diagnosis: Post-Total Knee Replacement (Right)
Comorbidities: Type 2 Diabetes, Mild Obesity
Insurance: Blue Cross Blue Shield PPO
Joan had completed physical therapy after her total knee replacement surgery but continued to struggle with activities of daily living (ADLs)—specifically stairs, walking without fatigue, and standing for prolonged periods.
Kevin is a certified METI-Medical Exercise Specialist with 4 years of experience in post-rehab training. After attending the Cracking the Code workshop, he began implementing the 6-Point Reimbursement Criteria outlined by METI.
Kevin reached out to Joan’s orthopedic surgeon, who agreed to provide a written referral for ongoing exercise services due to Joan’s persistent functional deficits. The referral included diagnosis codes and a note that she had completed her formal physical therapy.
✅ Criteria Met
Joan had completed 12 sessions of outpatient physical therapy. Her discharge notes indicated she had reached maximum medical improvement but still had functional deficits.
Kevin requested and attached the PT discharge summary to her MET documentation.
✅ Criteria Met
Joan had undergone a major orthopedic surgery (TKR) and was managing chronic diabetes—both conditions met the threshold for “major trauma or chronic condition.”
✅ Criteria Met
Kevin performed an initial MET evaluation and documented Joan’s deficits:
Difficulty descending stairs
Limited single-leg stance on surgical side (5 seconds max)
Moderate fatigue after 5 minutes of treadmill walking
These were clearly listed in her assessment with baseline measurements.
✅ Criteria Met
Joan’s plan was through a private insurer, not Medicare or Medicaid, and her PPO plan allowed for reimbursement of out-of-network post-rehab exercise services with proper documentation.
✅ Criteria Met
Kevin established measurable short- and long-term goals, including:
Increase stair navigation to 15 consecutive stairs without handrail
Improve treadmill tolerance to 15 minutes at 3.0 mph
Maintain postural alignment during walking for 10 minutes
His plan outlined progressions and checkpoints every 4 weeks.
✅ Criteria Met
Kevin submitted the claim using:
CPT Code 97110 (Therapeutic Exercise – 2 units)
ICD-10 Codes: Z96.651 (Presence of Right Knee Implant), E11.9 (Type 2 Diabetes without Complication)
Documentation included: Referral, PT discharge, MET evaluation, and progress plan
He used the MES Revenue Services system to submit through a clearinghouse.
Claim processed and reimbursed at 80% of the billed rate
Joan completed a 12-week program with full resolution of deficits
Kevin received 3 additional client referrals from the same orthopedic group after providing outcomes
Documentation drives reimbursement—especially functional deficits and goals
Direct communication with physicians builds trust and ongoing referrals
Understanding the exact insurance requirements prevents denials and audits
“Before I learned the 6-point criteria, I thought insurance reimbursement was out of reach. Now it’s part of my business model—and I’m not just making more money, I’m helping more people complete their recovery the right way.”
Now, Kevin’s getting reimbursed and generating referrals from local physicians. This Friday, April 25 at Noon ET, we’ll walk you through the 6 MET Insurance Reimbursement Criteria during our free Cracking the Code webinar—and show you how to replicate his success. Click the image below to register....its FREE!!
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